Many people obey the law because they believe in it and/or they are afraid of being shamed or rejected by people they care about if they are caught. However, some people may be able to rationalise fraudulent actions as:

  • necessary – especially when done for the business
  • harmless – because the victim is large enough to absorb the impact
  • justified – because ‘the victim deserved it’ or ‘because I was mistreated.’